I receive this phone call every week:
“My father just passed away. We were going through his stuff and found a bunch of coins. Can you tell me what they are worth?”
If, God forbid, something happens to you, what will your family do with your coins? Will they divide them among each other, fighting the whole time? Will they take them to the local pawn shop? This happens more often than you may realize. Will they take them to a coin dealer? What if they take them to a less than reputable dealer? If he offers them $10,000 cash for your $50,000 collection, do you think they will take it? Let me answer that for you, they will probably be thrilled with $10,000 cash.
Now is the time for you to set them up for success. Sort and inventory your coins. Get an appraisal. Store the coins WITH the appraisal in a safe spot. Make sure your family knows where they are and how to get them (safe combination or security deposit box key location). Place your favorite dealer’s business card with the collection so that your family deals with the dealer you trust. Discuss this with your family so they understand.