What is 90% silver?


It is the old halves, quarters, and dimes. The cut-off date is anything 1964 and before. The amount of silver in each is proportional. A quarter has 2.5 times the amount of silver in a dime. The half dollar has twice the amount of silver in a quarter.


While the extreme vast majority of dealers across the country sell 90% silver at a 25% – 30% premium,


LOW COUNTRY COINS only charges a 25%* premium above Spot (stock market) value.


The 25%* is variable and is typically 2%* less than the largest precious metals companies would pay you for it.


This is also 6% – 7%* below what they sell it to the public for. Why? By selling directly to the public, it saves us the registered mail shipping and the insurance charges commensurate with the heavy packing.


Spot: per troy ounce (the value at that moment)
Intrinsic Metal Value: worth based on the composition


We sell it in face value (FV) bags of $10 (20 halves, 40 quarters, and 100 dimes).


This is how we calculate our 90% silver prices:
Spot x 0.715 = intrinsic silver value of $1 FV


Your cost would be, Spot x 0.715 x 1.25* x FV
At LOW COUNTRY COINS, that is all you pay, whether cash or debit.


For example, assuming Spot is $25, a $10 FV bag would cost:
$25 x 0.715 x 1.25* x $10 = $223.43 = $224


Why 0.715 toz? One dollar face value of new Silver 90% coins weighs 0.72234 toz regardless of the combination of dimes, quarters and halves used. That value was used industry wide through 2007, whether or not the coins were circulated. In 2007, we weighed 5000 circulated mercury dimes and calculated the 0.715 toz. We began using the circulated weight value for all 90% coinage. Most all of the industry has since followed suit.

*values subject to change based on market conditions